The Hartford
Added benefit services at no cost to you if you are covered by a Group Life policy with The Hartford…
The Hartford
Life insurance and additional services
BASIC LIFE INSURANCE PLAN
Basic Life coverage equals 1.5 times your annual base salary + $15,000 up to a maximum benefit of $500,000.
SUPPLEMENTAL LIFE INSURANCE PLAN
During Open Enrollment, employees can purchase up to $30,000 of supplemental life insurance (over and above your Basic coverage) without the need for evidence of insurability. For information on the cost of supplemental coverage, please review the Supplemental Life Insurance Rate Bands.
If you request an amount above $30,000, you will need to complete a Medical History Statement from the insurance carrier prior to its approval. The insurance carrier will evaluate your request based on your medical history and make a determination on the approval of the additional amount of insurance.
The guarantee issue maximum amount is $300,000. Your combined Basic Life and Supplemental Life amounts cannot exceed a maximum of 6 times your annual earnings. During your initial enrollment as a newly eligible employee, you may apply for the guaranteed issue maximum without answering health questions.
Certificates of Coverage are available by request to hroffice@lafayette.edu.
Changes and additions to your beneficiaries for your life insurance should be made using the online benefits enrollment system.
Added benefit services at no cost to you if you are covered by a Group Life policy with The Hartford…
A government program providing death and education benefits to survivors of fallen law enforcement officers, firefighters, and other first responders, and disability benefits to officers catastrophically injured in the line of duty.